Solvency Certificate

Solvency certificate is an important financial document that proves the financial stability of an individual or entity. Solvency certificates are usually used to prove financial strength while appearing for a visa interview or while applying for tenders. Solvency certificates are usually issued by a bank on the basis of bank account transactions and reports obtained from a Chartered Accountant.


The list of documents required would differ from bank to bank. However, the following are commonly requested documents :

  • Request form.
  • Copy of passport.
  • Current account statement, if any.
  • Savings account statement, if any.
  • Mutual funds investment, if any.
  • Investment in shares, if any.
  • Property valuation certificate from Chartered Engineer, if applicable.
  • Gold valuation certificate, issued by Banker based on the weight and value of gold.
  • Insurance, if any.
  • Provident fund account statement, if any.
  • Chartered Accountant Net worth Certificate.


All the above documents must be submitted with the original for verification purposes.  The requirements of documents as mentioned above might vary from bank to bank. Hence, the candidate could check with the bank to which the application is made.

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